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Residential Solar Financing

Flexible Finance Options 

with Pacific Sun Technologies

Pacific Sun Technologies is dedicated to helping each client find the best financing option for their unique needs, whether that’s a solar purchase, loan, or lease. Our knowledgeable team walks clients through each choice, discussing the benefits, savings, and responsibilities associated with each payment plan.

 

With years of experience in solar financing, we make the process easy and transparent, ensuring that every customer feels confident and secure in their decision. ​​Our goal is to ensure you receive the finance option that best serves you and your family and equips you with the solar energy system you need. At Pacific Sun, you’re in capable hands, and we’re here to guide you toward the solar solution that best fits your goals and budget.

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Solar Purchase

Finance Options

With a solar purchase, you pay upfront for the entire system. 

 

Owning your system outright, maximizes your ROI at the same time shields you from never-ending utility rate increases. 

 

You get the benefit of the incentives and credits offered, an increase in your property value and an amazing long term return on your investment.

Benefits of a Solar Purchase:
 

  • Maximum Savings: Buying outright provides the highest long-term savings, as you avoid interest and lease fees.
     

  • Incentives and Rebates: Ownership allows you to claim credits, rebates, and incentives when offered.  All of which will lower the overall cost of the investment.
     

  • Increased Property Value: Solar ownership adds value to your home, making it an attractive feature for future buyers.

Solar Loan

Finance Options

A solar loan provides financing for those who want to own the system without a large upfront cost. 

 

A properly designed system and matching you with the right lender practically guarantees your monthly payment will be less than what you are currently paying for your electricity.  

Benefits of a Solar Loan:
 

  • No Large Upfront Cost: Solar loans allow you to finance your system with affordable monthly payments.
     

  • Incentives: Like purchasing, loan financing allows you to claim solar incentives and credits (when and where available), providing additional savings.
     

  • Ownership Advantage: Once the loan is paid off, you own the system outright and can take full advantage of the savings contributed to self-generation.

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Solar Lease

Finance Options

A solar lease is a TPO (Third Party Ownership) which allows homeowners to “rent” the solar system at a fixed monthly payment, providing energy savings without ownership responsibilities.

Benefits of a Solar Lease:
 

  • Low Upfront Investment: Leasing offers lower upfront costs, making it accessible without a large payment.
     

  • Maintenance Included: Leased systems are typically maintained by the leasing company, saving you on maintenance expenses.
     

  • Immediate Energy Savings: With fixed monthly payments, you benefit from energy savings right away, with minimal commitment.

Solar PPA

Finance Options

A Power Purchase Agreement (PPA) is a TPO (Third Party Ownership) that sells power by the kilowatt-hour to the homeowner at a reduced rate of what the utility company charges. 

This option, similar to a lease, provides energy savings without ownership responsibilities.

Benefits of a Solar PPA:
 

  • No Upfront Cost: PPA pays all costs for installation, service and maintenance. 
     

  • Savings: Homeowners only pay for the power the system produces at a fixed cost per kilowatt-hour.  This cost should be notably less than what the utility company charges.  
     

  • Production: TPO takes on the risk of system underproducing.  Homeowner only pays for the energy the system produces.

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California offers several attractive rebates and incentives for homeowners going solar, making it easier and more affordable to adopt clean energy.

 

Some utility companies also offer Net Energy Metering (NEM), where homeowners receive credits on their electric bill for excess energy their solar panels send back to the grid.

 

Pacific Sun Technologies guides each homeowner through these incentives, helping them maximize savings and ensure they qualify for all available rebates.

 

Although these programs come and go frequently, you can rest assured that our experienced team will keep you updated on the latest programs and requirements, making the process straightforward and stress-free.

 

Pacific Sun is committed to helping you make the most of California’s solar rebates and incentives, ensuring a smooth and rewarding transition to solar energy.

Solar Rebates

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Get a free quote for Solar

Ready to go solar and save big on your energy bill? Let's do this!

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